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Colin Epps
What Are Credit Reports?Credit reports are the most under managed organization task on the planet. There is definitely no penalty for incorrect repor...FICO vs. Vantage: A Look at the Different Types of Credit ScoresThe US is dominated by two credit scoring companies — FICO and VantageScore. The latter was created in 2006 by Experian, Equi...What Is a Credit Report?A credit report is sort of like a progress report for your credit rating. It can be utilized by prospective lenders to establ...4 Mistakes to Avoid When Getting Your First Credit CardGetting your first credit card can feel like an exciting step, as well as a good way to acquire things that might otherwise h...What is a Credit Monitoring Service?Your credit score is essential in your day to day financial transactions. Keeping your credit score intact is vital for your ...Getting Your Credit ReportSince you recognize why credit issues, it’s time to get your credit in order. In some cases the hardest component is starting...What is Identity Theft Insurance?It’s evident that many people are going through financial hardships as cases continue to rise during these unprecedented time...What is ScoreTracker?With all that is happening in the world right now, financial stresses are an area of concern. In the current climate, there a...Determining the Best Credit Monitoring CompanyA lot of financial decisions revolve around your credit score no matter where your score is sitting at currently. Whether you...How Does a Cash-Out Refinance Work?More than 1.3 million Americans refinanced their homes in the first three months of 2020, marking a seven-year high. There ar...What to Know About FHA Loan QualificationsThe Federal Housing Administration loan was borne out of the Great Depression, but it’s still a lifeline in the era of boomin...How Healthy is Your Credit Score?Your credit score is one of the most critical numbers in your financial life. Whether you’re applying for a new credit card, ...Exactly How Do You Check Your Credit Report?https://www.smartcredit.com/get-credit-report.htm You can check your credit report from lots of sources, including Experian. ...Reporting Identity TheftIdentity theft is a frightening crime that affects millions of consumers each year. If someone gets your personal information...Identity Theft Insurance: What Is It and What Does It Cover?Identity theft insurance is developed to cover some of the expenses related to identity theft. It repays sufferers for money ...4 Things You Need to Know About Prepayment PenaltiesJust 27 percent of Americans currently carry no debt whatsoever, meaning that most of us have a loan or two that we are curre...The Hidden Costs of Buying a HomeIn 2019, 65.1 percent of Americans owned their homes, but for many more people homeownership remains a dream. While interest ...What is Credit Monitoring and How Does it Work?Credit monitoring solutions are businesses you can pay to keep an eye on your credit documents. The services notify you when ...